Dealing with Insurance Representatives

Insurance companies train their adjusters in the law and how to use company procedures to handle claims.  Many adjusters have been in the business for many years.  With little or no legal training, little or no experience presenting claims and no knowledge of how insurance companies negotiate, most people are at a distinct disadvantage.  When you deal with the insurance company for the person who caused your injury or loss, they are not required to automatically pay any part of your claim. Nor must they share any information with you, even if legal responsibility seems clear.  An attorney can help you deal with the insurance company’s staff, who may want to record an interview with you, obtain consent to contact your doctor or get copies of your medical records.  Uninformed replies have often sent worthy claims down long paths of delay.  An attorney can not only level the playing field with knowledge and experience, but can also stand up for your rights by getting the photos, medical records and bills, doctor’s reports and other proof needed to convince insurance company adjusters of the fair value of your case.